Each solution below is a configuration of the same CMS, wallet, ledger and settlement engine — which is why you can launch one this quarter and add another without a second integration.
For fintechs that have the licence and the sponsorship, and now need something customers can hold. Debit on a linked account, prepaid on a funded wallet, or companion cards hanging off a parent — all three run on the same product definitions.
Payroll providers lose margin every time a payout has to route through a third party. Issuing your own wage card turns that cost line into a product line — and gives the employer a reconciliation view they currently do not have.
Expense programmes live or die on control. The finance team needs to know that a card cannot be used where it should not be — before the transaction, not in next month's report.
Allow travel and fuel, block gambling and cash. Defined per card, per department or per whole programme, and enforced at authorisation.
Monthly ceilings per card and per cost centre, with automatic decline on breach and a clear reason code back to the employee.
A corporate wallet with sub-wallets per team, each funded, capped and reported separately but settling to one account.
Raising a limit or unblocking a card needs a second approver — the same maker-checker flow that protects your own operations.
One card per supplier or subscription, locked to a merchant and an amount, closed the moment the contract ends.
Transactions tagged by cost centre and category, exported for the accounting system rather than retyped from statements.
A customer holding EUR, USD, AED and INR is not four customers with four balances. They are one relationship with four pockets, one set of limits and one statement — and FX that is visible rather than buried in the rate.
Use-case-led: the wallet mirrors how the customer actually lives
A transfer that ends in a cash pick-up ends the relationship. A transfer that lands in a wallet with a card attached keeps the balance, the data and the next transaction — without changing your corridor or your licence.
A travel card is a multi-currency wallet with a plastic front end and tighter rules. The platform already has the hard parts — you choose the corridors and the pricing.
Lock a rate by loading the destination currency in advance, or let the card convert at point of sale with a rate you control.
Several destination currencies held at once, with a defined fallback pocket when the customer spends somewhere unplanned.
Geographic and channel rules, ATM caps, and instant freeze from the app — the controls travellers actually ask for.
If your customers are businesses that want to offer payments to their users, you need a platform that can be sub-tenanted, branded per client and reported per client — without giving anyone a view of anyone else's data.
Pick the one closest to your business and we will show you that configuration specifically, not a generic tour.
Card issuing plus a single-currency wallet gets a sellable product live fastest.
Card Issuing Start here ifAdd wallets and cards to the receive side and keep the balance you currently hand away.
Remittance & MSB Start here ifCorporate expense or embedded finance, with sub-tenants and per-client reporting.
Embedded FinanceA 45-minute architecture review: your licence, your BIN sponsor, your processor — and exactly what NDDEO would run on top.
