Three packages covering the stages a card programme actually passes through: getting the first product live, growing an active book, and running at bank or processor scale. All three use the same commercial structure, so moving between them is not a renegotiation.
For newly licensed fintechs taking a first card or wallet product to market.
TYPICALLY ONE PROGRAMME
For fintechs with an active card programme adding products, currencies or markets.
MOST ACTIVE PROGRAMMES LAND HERE
For banks, processors and platforms running multiple programmes or sub-tenants.
BANKS AND LARGE PROCESSORS
Pricing depends on programme count, card volume, currencies and support level, so we quote against your actual numbers rather than publishing a list price that would be negotiated away anyway. Send us your expected card and transaction volumes and a written proposal comes back within two business days.
Whichever package you take, the invoice is built from the same four lines. What changes between tiers is scope and scale, not the structure.
Sandbox access, developer portal, RBAC and maker-checker, the audit trail, standard reporting, and security updates. Controls are never an upsell.
A second BIN, a second currency, wallet hierarchies, sub-tenants or a support level your programme has outgrown. Migration is commercial, not technical.
Sandbox usage, console seats, declined transactions, internal transfers, or routine platform releases. Third-party costs (processor, sponsor, bureau, KYC) are contracted directly by you.
No. Those are separate contracts between you and your sponsor and processor, on their commercial terms. We never mark them up or sit between you and them — our fee covers the product layer only.
Programmes are normally contracted annually, because the setup work and the integration effort only make sense over that horizon. We will discuss a shorter initial term where a programme is genuinely exploratory.
Yes, and most programmes do. The platform underneath is identical, so moving tier unlocks scope rather than triggering a migration. There is no re-integration and no second setup fee.
No. Sandbox access is free during evaluation, including processor and fraud simulation, so you can test your own scenarios rather than watch a scripted demo.
Two business days from receiving your expected card and transaction volumes, currencies, and the markets you intend to operate in. If you also share your sponsor and processor, the proposal will include the integration scope.
Still comparing options? The comparison pages set out where NDDEO sits against processor-led platforms, and the FAQ covers the technical questions.
A 45-minute architecture review: your licence, your BIN sponsor, your processor — and exactly what NDDEO would run on top.
